Best and Profitable Type of Online Investment

Best and Profitable Type of Online Investment

Posted on July 23, 2020August 31, 2020

Choosing the best type of investment online and profitable can not be secure. This is especially so for those who are still beginners and have never known online ventures but want to invest more money in this field.

Investment is one way to increase profits from the money invested. Unlike running a business, you don’t have to bother managing and managing a business that is so complicated to make a profit.

Not a few people who have excess money who want to increase the amount. Employees affected by layoffs or retirees who get severance pay are often confused when using their money.

Currently, there are quite a number of choices of the best types of online investment available and can be chosen, especially with the rapid development of communication technology to make many business activities that can be done online.

But before you start to invest your money, it is highly recommended to consult with experienced traders. You also need to do a trial through online services, which are generally free.

Types of the Best and Most Reliable Online Investment

For those of you who are interested in investing more money as an investment, there are many choices available. Here are a number of types of investments, including for beginners to choose from.

Online Gambling

If you frustated about where to place your savings into reliable and trusted company, then you should try to cycle your money into online gambling apps. First of all, register your account in there and top up your balance. With only minimun amount of 10 bucks, you can even create a better return with higher winning chance up to 100x!

Bond Investment

One form of investment that can be chosen is a bond. Compared to regular types of investments such as deposits, bond profits are far greater. Although the risk is not small, bonds are safer because of the issuance of the government.

Mutual Fund Investment

Mutual funds are also one of the best types of online investment that is popular and well-chosen. In fact, not a few beginner investors choose Mutual Funds because they are considered lower risk but still profitable.

trading apps

But to start investing in mutual funds, you are advised to contact the investment manager for consultation. Especially if you are a beginner and just starting to play investment.

Stock Investment

Stocks are also the best and most popular types of online investment. Not a few investors who are able to achieve no small profits by investing their money here. Even so, the risk of playing shares is fairly large.

For beginners, though, you can try this type of investment. To get to know him, you should try it through a trial system that can also be done online.

P2P Lending Investment

P2P Lending or Peer to peer lending also includes the best types of online investment you can try. This type of investment usually applies a profit-sharing system over a period of six months or one year.

But for the money you invest in growing well, you should know the risks well. But from experience, not a few investors are able to reap profits in a fast time with this type of investment.

Gold Investment

The best form or type of online investment is gold. There are a number of institutions that offer this form of investment, such as Antam gold. The methods are also varied, which can be adjusted according to each ability. Once you have invested your money into gold, you can use it for any kind of needs, especially when you want to pay for insurance bill or for your long term investment.

Compared to other types of investment, investing money in gold is much safer and has very little risk. This is because gold rarely falls in price. Even Rp. 1 million can be done.

Time deposit

Time deposits can also be a safe investment choice and a low-risk level. However, because the risks are minimal, the benefits are also low. This form of investment can be an attractive last resort.

Those are the various forms and types of the best and most trusted online investments that can be attractive choices. Whatever your choice, you should be familiar with the level of risk so as not to suffocate behind the day.

How To Invest In Gold With Low Risk For Beginners

Posted on May 6, 2020July 23, 2020

Speaking of the risks, gold can be said as a low-risk investment with a relatively stable level of returns in the long run, even though the price of this commodity has fluctuated every day. That is, for those who are patient, of course, they can enjoy the sweet investment of gold.

Well, for those of you who are interested, let’s follow the following gold investment methods:

How to invest in gold in general

There is nothing difficult in buying gold. All information is available on the Internet. In general, there are three ways you can do so that gold investment is not in vain.

1. Determine the main purpose of investing in gold

The first step that must be done is to determine the purpose of your gold investment. Before actually starting a gold investment, it’s better to ask yourself first what goals you want to pursue. When you have found that goal, you will also see the investment period.

For example, in the next ten years, you plan to go on Umrah, Hajj, buy a house, property, or find a dowry for marriage. Now to achieve this goal, you invest by buying gold.

Or maybe, next year you want to get married, and you want to buy a gold dowry, instead of waiting for expensive, but now.

Not wrong, how come I have a goal like the one above. But of course, it must be consistent to buy a certain amount of gold according to ability. Because the longer we invest in gold, the more gold we get as investment goods.

2. Always check the price of gold before buying

After having an investment goal, do not rush into buying gold. First, check the price of gold bars on the market. It’s best to check prices on the Internet. Right now, many specific sites display the latest gold prices.

Also, make sure the right time when buying gold. The time when gold prices are down is the right time to buy gold.

3. Determine how many grams to buy

If the price checking stage is complete, it’s time for you to determine how much gold will be purchased for investment. How to invest in gold this one must be absolutely certain.

Also, specify the time period for the purchase of gold that you will determine as an investment. For example, you make sure to invest as much as 5 grams of gold every month.

Price per gram, for example, Rp 900,000. That means every month you spend money to invest gold of Rp 4.5 million. But if this amount is felt to be too large, then do not hesitate to buy in smaller quantities.

4. Digital or bar?

Well, here’s the most important. Do you want digital gold or bars?

There are advantages and disadvantages that you can get by buying digital gold or bars. But in essence, whether digital or bar, you buy a real precious metal, which is a real asset.

Digital gold (online)

The advantage of digital gold is that the process of purchasing gold can be done quickly. No need to queue, click buy, transfer, and wait for the gold into your portfolio.

In addition to being fast in purchasing, digital gold also has sophisticated features where investors can buy gold with a capital of only IDR 10,000. If 1 gram of gold is Rp 900 thousand, then with Rp 10 thousand, you buy 0.011 grams of gold.

Even though it’s called digital, it doesn’t mean it’s digital forever. You can really print digital gold into bars. It’s just that there are printing costs and minimal weight to print.

If it’s still 0.011 gram, obviously it can’t be printed.

Gold bar

Gold bars or physical gold obviously cause a high sense of ownership for the owner. Naturally, the gold can be held, and the sparkle can also be seen with invisible eyes.

If at any time you need money, the gold bar can even be mortgaged. It’s just to buy it. You have to get out the minimum funds equivalent to 1 gram of gold.

4 Types of Property Investment that Are Very Profitable and Worth Considering

Posted on March 12, 2020March 12, 2020

When investing in the property sector, location is not only the factor that will affect its performance. Because several other factors determine the performance of a property, and these factors are not the same between one another.

In this discussion, we will try to explain several types of property investment and what factors will affect its performance.

The discussion will focus on the type of property that can generate cash flow well in the future. This means that there is a routine income that is obtained every period of investment made. The following is a further explanation:

★ Property for Family Residential

The last type of real estate investment is a family residential property. This type of investment provides the most stable results, because whatever the economic conditions that are happening, people will always need a place to live.

Thus, in a normal market, occupancy rates will remain high and be able to provide a stable income. This type of family residential property has operational cost rules that can be shared between the owner and the lessee. This depends on the agreement when the lease agreement is made between the two parties.

However, if you do not agree above, it means that the owner will bear any risk of increasing the building operating costs during the rental period. For this purpose, usually the property rooms need to be built based on the owner indulgence, such as gaming room where people can play or install aplikasi sbobet mobile in their phone. Sbobet is an online gambling platform that major in South East Asia.

All types of property that we have stated above are types of property that can provide rental income regularly to the owner. The income comes from rental income paid by the lessee to you as the owner of the building.

You can consider several factors and costs that will be incurred to choose the most appropriate type of property.

However, if at this time, you are not able to invest in the property sector, other, more profitable ways can be done. The trick is you can invest in low-cost investment instruments for starters.

★ Property for Industry or Manufacturing

Investing in industrial properties usually requires lower operating costs compared to the office building and retail properties. There are various kinds of investments, ranging from warehousing, manufacturing, research and development sites, and distribution locations.

Some important factors that must be considered when investing in this type of property are the height of the ceiling, location close to major transportation such as rails or sea docks, the ability to load goods, and others.

★ Property Office

Lots of property entrepreneurs who make major investments in office buildings. This is because office property can produce the biggest profit compared to other types of property.

Besides that, a strategic location and business center is one of the driving factors why this type of property is very profitable. The demand for office space mostly comes from companies that need space in the room to fulfill various functions such as finance, administration, operations, and so on.

So, as the company continues to float, the demand for bigger office space will be even greater.

Some weaknesses that should be considered when investing in office buildings are markets that tend to be sensitive to economic performance. Also, office buildings have high operational costs, and this won’t be very easy if you lose the market.

★ Property Used for Retail and Trade

There are various types of property for retail and trade, for example, shopping centers/malls and shophouses, which are strategically located by the highway. The amount of demand for retail property is influenced by several factors, namely location, population density, the level of income of residents in the vicinity, and population growth.

If viewed from an economic perspective, retail property has the best performance in developing countries, especially when retail sales growth is high. The beneficial thing that will be obtained from the retail property is the rate of return, which is more stable compared to office buildings.

This can happen because the leases are usually longer, and retailers are also less mobile than office tenants.

5 Signs You Should Not Have a New Home

Posted on December 18, 2019May 15, 2023

Having a home as a place to rest and raise children is the dream of many couples. With your own home, this means you no longer need to stay at your parents’ place or rent a house every month.

The concern is that not everyone can buy their own home. When this happens, don’t force yourself to buy what is beyond your ability.
To find out if you can afford to buy a house or not, this time, we will explain 6 signs that indicate that you should not yet have a home.

★ You Assume a lot About Future Income

Do not buy luxury homes and large size just because of the reason you will generate greater income in the future. This kind of thinking is a mindset that is careless and can wreak havoc in the future. Because you will never know the events in the future, and you may not get a salary increase or income that was previously estimated.

The best solution that can be done is to take a conservative approach based on the income you get now. A conservative approach allows you to save more money and can pay off your house slowly.

★ You Cannot Pay a Down Payment of At Least 20%

When you can pay for a larger home down payment, there are some benefits to be had. The advantage is that you don’t need to borrow a lot of money from banks, and the interest rate is much lower.

If at this time you have not been able to pay a DP of 20% of the value of the house, then we strongly recommend reconsidering buying a home now. You can save more money in advance so you can pay for a larger down payment.

Or you can first invest the money into investment instruments that can increase the value of money in the future. EzPlanetOne can be one instrument that can offer a yield rate of up to 18% in a year.

★ House to Be Purchased is Outside The Budget

Your budget aims to set limits on the ability to buy a home whose value is estimated based on the income earned. When you buy a house with a value that exceeds the ability, then this is tantamount to burden yourself.

How to make a home payment budget is quite simple; you only need to calculate the income and expenses that are obtained each month. The thing to be sure of here is that the mortgage payments do not interfere with the monthly needs of the family.

★ Home Installments Exceeds 30% of Total Monthly Earnings

An ideal condition where someone can pay the mortgage, but still be able to live properly is the installment payment does not exceed 30% of the total monthly income. Perform an evaluation immediately, not to the amount of installments that you must pay each month exceeds the ideal limit.

A better condition is when you can pay a mortgage of less than 30% of your total income. Do not make more than 30% of total income, because this will greatly burden your financial capacity and disrupt expenses for other needs.

The rules above, of course, do not apply absolutely to everyone, because those who earn more can take higher installments.

The rule applies to the majority of Indonesian people who work as employees with sufficient income.
If the installments have exceeded the 30% threshold, then it is strongly recommended to consider looking for another house that is much cheaper and does not burden financial conditions.

★ Of The Interest Rates You Get

If you have a high amount of debt and a low credit score, the bank will consider you a risky borrower. That means the interest rate you will get can be higher than the average borrower, and the value of the installments to be paid will also be higher.

When you get conditions like the one above, the solution is to choose a house with a cheaper price so you can get installments that are not too burdensome.

Steps to Buy a Home for Investment, Make No Mistakes in Choosing

Posted on November 15, 2019January 17, 2020

The house is one of the assets whose value continues to increase from year to year and become one place to allocate profitable money.

With a house, you can get 2 benefits at once, namely rental income and capital gains. However, to get these 2 benefits optimally, there are several things to consider when deciding on a house to buy.
In the following, we will explain about the 6 steps that you can consider when buying a house for investment.

★ Determine the Location and Type of House to be Purchased

If you aim that the house will be purchased for investment in the future, then determining the location and type of house will be the next important step.

A poor and not strategic location will be difficult to attract tenants to use it, and also its value development can be slower than the average property price.

Consider the factors of existing facilities around the location, transportation facilities, public facilities, and strategic location. If you are aiming at tourists as tenants of the house, you should select the location of the property adjacent to various tourist attractions in the vicinity. Or, if you are aiming for workers from out of town, the location can be chosen close to a strategic business center.

★ Consider Finances Owned When Buying

The main purpose of buying a house that you do is to make your finances healthier with the income stream from your rented home.

However, considering financial matters becomes very important when determining the purchase of a home. The price of the house to be purchased will determine how much DOWN PAYMENT must be paid and how many installments need to be paid regularly every month. Do not let the payments that are issued every month burden your current financial condition. The ideal amount of installments that can be taken around 30% of the total income you get each month.

★ Consider Other Financing Methods

Instead of borrowing money from a bank to buy a property, you should consider borrowing money from friends or family. Financing options like this, of course, some advantages and disadvantages must be considered carefully.

The advantage you do not need to pay loans with high-interest costs, while the disadvantage is that your relationship can be damaged with friends and family when you can not pay off the debt on time.

★ Prepare Capital To Down Payment Home

If you can pay a down payment on a house larger than the minimum payment, then the loan and the number of installments each month can be even lower. At present, the minimum down payment that must be paid for a house ranges from 10 – 20% of the selling price.

Where can you prepare a down payment?

Please do not save the money saved to prepare a down payment on a house, because the time required to collect it can be very long and time-consuming. The best solution to choose from is to invest in investment instruments that offer competitive returns.

EzPlanetOne can be one of the best choices to choose from because of its ability to offer returns starting at 18% effective interest in a year. With money growing beginning from 18% in a year, of course, collecting down payments to pay for DOWN PAYMENT houses is getting easier for you to get.

★ Prepare Insurance for Houses Owned

There are three ways to manage existing risks, namely avoiding risk, transferring the risk to others, or minimizing the risk. Insurance is one of the best ways to transfer risk to third parties when there is a problem with your property. Some risks that can occur are fires, natural disasters such as landslides and earthquakes, and others.

With insurance, of course, this can make it more comfortable and quiet when you have property because you have a claim when a disaster or an unwanted problem occurs on the property.

★ Prepare Yourself To Rent Out The House

The thing to consider in this phase is to begin to determine how much the rent will be pegged each month. Rental fees are set based on the facilities you provide to the tenant, the location of the property you have, and so on.

Do not let the rental fee that you set is not able to cover the costs that need to be incurred for a property. Also, apply rules for tenants so that you can hold them accountable for mistakes that are violated.

7 Important Considerations Before Property Investment

Posted on October 16, 2019January 17, 2020

Owning a rental property is the
right step to increase the coffers of your wealth. The existence of property
makes it easy for you to get passive income without the hassle of working from
day tonight.

If you currently have the money
collected and want to find a house to rent, you need to pay attention to
several criteria that make the rental home has value in the eyes of tenants.
The important criteria which we will explain below will greatly influence the
amount of public demand for these rental homes.

Anything?

Let’s look at the explanation
further so that you can learn property investment.

★ Facilities That are There

People who live in an area not
only need a place to live but also need a variety of entertainment and various
other facilities.

The location of a property is
said to be strategic if it is close to malls, shopping centers, public
transportation facilities, health
facilities, cinemas, and so forth.

★ Property Tax that Must Be Paid

The thing to know is that
property taxes differ from one region to another. Therefore, it is important to
know the amount of tax to be paid so that rental income does not cover the
amount of tax available.

Don’t worry too much about high
taxes, and if the area is strategic and has a lot of potential tenants, there’s
no harm in buying property there.

★ Pay Attention to The Environment Around The Property

The environment or location
where a property is located will greatly affect the type of tenant who will rent.
If the location of the house or property owned is around the university or
school, then students and students who attend school, there will become
potential tenants.

★ Existing Job Opportunities

An interesting factor for many
tenants next is whether the location of the property is close to the work
location. If your property is in an industrial or corporate area, then the
employees who work there have the potential to become tenants.

Or it could be when a new
company will be built around the location of the property, this also greatly
affects the employees who will rent the property in your place.

★ Close to School

This criterion is very
important to consider if a family is your target. It’s useless if you have an
excellent property, but quality schools around the environment are very
minimal.

★ Future Development Plans

A property is considered
valuable not only from the current situation but also from future development
plans. If the area is built with high-quality apartment buildings, malls, and
schools, then the area can potentially have very good growth.

Future development can also
potentially harm and affect the competitiveness of your property. For example,
there are plans to eliminate green open space or the existence of new housing
that has the potential to provide competition for your property.

★ Real Property Rental Income

Rental income is the potential
passive income that you will get when you own a property for rent. Make sure
you know well what the average rental costs are around the neighborhood. So,
don’t let you set a rental price that is too high or too low.

If you want to set a rental
price that is higher than the average rental fee, make sure you provide
additional value to the tenants first.

Property Investment Opportunities and Challenges

Posted on September 14, 2019January 17, 2020

In the past few years, the trend of developing the property
business is higher. Bahlan developers began to direct the industry to the
condotel hotel category. This condominium is an apartment called a condotel
that has different characteristics compared to ordinary apartments. For those
who are looking for investment products, property investment provides a great
opportunity to be occupied. This is based on the excess property investment
that will provide a large return to the culprit. Before deciding to invest, it
must be understood about the opportunities and challenges in it.

In 2016, property investment was getting better compared to
the previous year, which means that many entrust their capital into this
vehicle, and it can be seen from several existing indicators. The first is
regarding the growth of Growth Domestic Product or GDO in Southeast Asia, which
means that in Indonesia also experienced an increase. Indonesia has good
stability in investing so that investment opportunities are opened wider for
domestic and foreign investors. In the property sector, there was a 50 percent
increase in capital investment compared to the previous year. This is good news
for investors, both domestic and foreign nationals.

Second, the government has made efforts to provide tax
amnesty, which has provided good investment stimulation this year. The Asian
Development Bank and the World Bank make predictions that Indonesia in the
economic segment will enjoy growth in the range of 5.3 to 5.4 percent. To make
a big profit, the property market will create widescreen investment and grow
better in a positive direction that continues to be conducive and increasing
from year to year. It is very likely that in the future, the development of the
property industry will be more valuable because there will be more demand.

Even though the situation is increasingly siding with
investors, still there are always challenges that must be faced. The developer
must be careful in developing the property business where the assessment must
be done properly so that the decision making is not based on assumptions only,
but assessed adequately so that the results of investment products will be
easily sold and liked by investors. The new business model is needed as an
innovation in which the business will be more diverse if it continually carried
out different innovations in each season. Diversification also needs to be
applied in development so that the existing property can become a modern
residence that interests the community.

Not only opportunities that must be taken into account
because euphoria instead must be faced with caution. The challenges that come
in the realm of property do exist when developments are taking place where
investors and developers do not have to feel arrogant but also think about how
in the future so that business in this industry continues. Prospective
investors, in this case, should pay more attention to how the consideration
will be decided for a medium-term investment, not just the short-term focus on
products with added value.

Because the government influences this industry, the
government must issue clear policies so that those policies can be fixed and
not be changed for several reasons. The government has now issued a policy for
foreign nationals so they can own property in Indonesia. But until now, the
opportunity given by the government has not been responded well by foreign
investors. This could be a great opportunity for domestic investors to be able
to have large investments in their own country without worrying about the
dominance of foreign citizens in Indonesia.

Opportunities and challenges will always come hand in hand,
especially in the property sector. Where there are opportunities, there will
also be challenges that must be faced to make this business more known and
sought after by investors. As a leak, investors in Indonesia have a mindset
about the long-term residential and modern property so that if the property
type matches their mindset and taste, they will automatically start investing
their capital in the product.