Category: INVESTMENTS

Choosing the best type of investment online and profitable can not be secure. This is especially so for those who are still beginners and have never known online ventures but want to invest more money in this field.

Investment is one way to increase profits from the money invested. Unlike running a business, you don’t have to bother managing and managing a business that is so complicated to make a profit.

Not a few people who have excess money who want to increase the amount. Employees affected by layoffs or retirees who get severance pay are often confused when using their money.

Currently, there are quite a number of choices of the best types of online investment available and can be chosen, especially with the rapid development of communication technology to make many business activities that can be done online.

But before you start to invest your money, it is highly recommended to consult with experienced traders. You also need to do a trial through online services, which are generally free.

Types of the Best and Most Reliable Online Investment

For those of you who are interested in investing more money as an investment, there are many choices available. Here are a number of types of investments, including for beginners to choose from.

Online Gambling

If you frustated about where to place your savings into reliable and trusted company, then you should try to cycle your money into online gambling apps. First of all, register your account in there and top up your balance. With only minimun amount of 10 bucks, you can even create a better return with higher winning chance up to 100x!

Bond Investment

One form of investment that can be chosen is a bond. Compared to regular types of investments such as deposits, bond profits are far greater. Although the risk is not small, bonds are safer because of the issuance of the government.

Mutual Fund Investment

Mutual funds are also one of the best types of online investment that is popular and well-chosen. In fact, not a few beginner investors choose Mutual Funds because they are considered lower risk but still profitable.

But to start investing in mutual funds, you are advised to contact the investment manager for consultation. Especially if you are a beginner and just starting to play investment.

Stock Investment

Stocks are also the best and most popular types of online investment. Not a few investors who are able to achieve no small profits by investing their money here. Even so, the risk of playing shares is fairly large.

For beginners, though, you can try this type of investment. To get to know him, you should try it through a trial system that can also be done online.

P2P Lending Investment

P2P Lending or Peer to peer lending also includes the best types of online investment you can try. This type of investment usually applies a profit-sharing system over a period of six months or one year.

But for the money you invest in growing well, you should know the risks well. But from experience, not a few investors are able to reap profits in a fast time with this type of investment.

Gold Investment

The best form or type of online investment is gold. There are a number of institutions that offer this form of investment, such as Antam gold. The methods are also varied, which can be adjusted according to each ability. Once you have invested your money into gold, you can use it for any kind of needs, especially when you want to pay for insurance bill or for your long term investment.

Compared to other types of investment, investing money in gold is much safer and has very little risk. This is because gold rarely falls in price. Even Rp. 1 million can be done.

Time deposit

Time deposits can also be a safe investment choice and a low-risk level. However, because the risks are minimal, the benefits are also low. This form of investment can be an attractive last resort.

Those are the various forms and types of the best and most trusted online investments that can be attractive choices. Whatever your choice, you should be familiar with the level of risk so as not to suffocate behind the day.

Speaking of the risks, gold can be said as a low-risk investment with a relatively stable level of returns in the long run, even though the price of this commodity has fluctuated every day. That is, for those who are patient, of course, they can enjoy the sweet investment of gold.

Well, for those of you who are interested, let’s follow the following gold investment methods:

How to invest in gold in general

There is nothing difficult in buying gold. All information is available on the Internet. In general, there are three ways you can do so that gold investment is not in vain.

1. Determine the main purpose of investing in gold

The first step that must be done is to determine the purpose of your gold investment. Before actually starting a gold investment, it’s better to ask yourself first what goals you want to pursue. When you have found that goal, you will also see the investment period.

For example, in the next ten years, you plan to go on Umrah, Hajj, buy a house, property, or find a dowry for marriage. Now to achieve this goal, you invest by buying gold.

Or maybe, next year you want to get married, and you want to buy a gold dowry, instead of waiting for expensive, but now.

Not wrong, how come I have a goal like the one above. But of course, it must be consistent to buy a certain amount of gold according to ability. Because the longer we invest in gold, the more gold we get as investment goods.

2. Always check the price of gold before buying

After having an investment goal, do not rush into buying gold. First, check the price of gold bars on the market. It’s best to check prices on the Internet. Right now, many specific sites display the latest gold prices.

Also, make sure the right time when buying gold. The time when gold prices are down is the right time to buy gold.

3. Determine how many grams to buy

If the price checking stage is complete, it’s time for you to determine how much gold will be purchased for investment. How to invest in gold this one must be absolutely certain.

Also, specify the time period for the purchase of gold that you will determine as an investment. For example, you make sure to invest as much as 5 grams of gold every month.

Price per gram, for example, Rp 900,000. That means every month you spend money to invest gold of Rp 4.5 million. But if this amount is felt to be too large, then do not hesitate to buy in smaller quantities.

4. Digital or bar?

Well, here’s the most important. Do you want digital gold or bars?

There are advantages and disadvantages that you can get by buying digital gold or bars. But in essence, whether digital or bar, you buy a real precious metal, which is a real asset.

Digital gold (online)

The advantage of digital gold is that the process of purchasing gold can be done quickly. No need to queue, click buy, transfer, and wait for the gold into your portfolio.

In addition to being fast in purchasing, digital gold also has sophisticated features where investors can buy gold with a capital of only IDR 10,000. If 1 gram of gold is Rp 900 thousand, then with Rp 10 thousand, you buy 0.011 grams of gold.

Even though it’s called digital, it doesn’t mean it’s digital forever. You can really print digital gold into bars. It’s just that there are printing costs and minimal weight to print.

If it’s still 0.011 gram, obviously it can’t be printed.

Gold bar

Gold bars or physical gold obviously cause a high sense of ownership for the owner. Naturally, the gold can be held, and the sparkle can also be seen with invisible eyes.

If at any time you need money, the gold bar can even be mortgaged. It’s just to buy it. You have to get out the minimum funds equivalent to 1 gram of gold.

The house is one of the assets whose value continues to increase from year to year and become one place to allocate profitable money.

With a house, you can get 2 benefits at once, namely rental income and capital gains. However, to get these 2 benefits optimally, there are several things to consider when deciding on a house to buy.
In the following, we will explain about the 6 steps that you can consider when buying a house for investment.

★ Determine the Location and Type of House to be Purchased

If you aim that the house will be purchased for investment in the future, then determining the location and type of house will be the next important step.

A poor and not strategic location will be difficult to attract tenants to use it, and also its value development can be slower than the average property price.

Consider the factors of existing facilities around the location, transportation facilities, public facilities, and strategic location. If you are aiming at tourists as tenants of the house, you should select the location of the property adjacent to various tourist attractions in the vicinity. Or, if you are aiming for workers from out of town, the location can be chosen close to a strategic business center.

★ Consider Finances Owned When Buying

The main purpose of buying a house that you do is to make your finances healthier with the income stream from your rented home.

However, considering financial matters becomes very important when determining the purchase of a home. The price of the house to be purchased will determine how much DOWN PAYMENT must be paid and how many installments need to be paid regularly every month. Do not let the payments that are issued every month burden your current financial condition. The ideal amount of installments that can be taken around 30% of the total income you get each month.

★ Consider Other Financing Methods

Instead of borrowing money from a bank to buy a property, you should consider borrowing money from friends or family. Financing options like this, of course, some advantages and disadvantages must be considered carefully.

The advantage you do not need to pay loans with high-interest costs, while the disadvantage is that your relationship can be damaged with friends and family when you can not pay off the debt on time.

★ Prepare Capital To Down Payment Home

If you can pay a down payment on a house larger than the minimum payment, then the loan and the number of installments each month can be even lower. At present, the minimum down payment that must be paid for a house ranges from 10 – 20% of the selling price.

Where can you prepare a down payment?

Please do not save the money saved to prepare a down payment on a house, because the time required to collect it can be very long and time-consuming. The best solution to choose from is to invest in investment instruments that offer competitive returns.

EzPlanetOne can be one of the best choices to choose from because of its ability to offer returns starting at 18% effective interest in a year. With money growing beginning from 18% in a year, of course, collecting down payments to pay for DOWN PAYMENT houses is getting easier for you to get.

★ Prepare Insurance for Houses Owned

There are three ways to manage existing risks, namely avoiding risk, transferring the risk to others, or minimizing the risk. Insurance is one of the best ways to transfer risk to third parties when there is a problem with your property. Some risks that can occur are fires, natural disasters such as landslides and earthquakes, and others.

With insurance, of course, this can make it more comfortable and quiet when you have property because you have a claim when a disaster or an unwanted problem occurs on the property.

★ Prepare Yourself To Rent Out The House

The thing to consider in this phase is to begin to determine how much the rent will be pegged each month. Rental fees are set based on the facilities you provide to the tenant, the location of the property you have, and so on.

Do not let the rental fee that you set is not able to cover the costs that need to be incurred for a property. Also, apply rules for tenants so that you can hold them accountable for mistakes that are violated.