The house is one of the assets whose value continues to increase from year to year and become one place to allocate profitable money.
With a house, you can get 2 benefits at once, namely rental income and capital gains. However, to get these 2 benefits optimally, there are several things to consider when deciding on a house to buy.
In the following, we will explain about the 6 steps that you can consider when buying a house for investment.
★ Determine the Location and Type of House to be Purchased
If you aim that the house will be purchased for investment in the future, then determining the location and type of house will be the next important step.
A poor and not strategic location will be difficult to attract tenants to use it, and also its value development can be slower than the average property price.
Consider the factors of existing facilities around the location, transportation facilities, public facilities, and strategic location. If you are aiming at tourists as tenants of the house, you should select the location of the property adjacent to various tourist attractions in the vicinity. Or, if you are aiming for workers from out of town, the location can be chosen close to a strategic business center.
★ Consider Finances Owned When Buying
The main purpose of buying a house that you do is to make your finances healthier with the income stream from your rented home.
However, considering financial matters becomes very important when determining the purchase of a home. The price of the house to be purchased will determine how much DOWN PAYMENT must be paid and how many installments need to be paid regularly every month. Do not let the payments that are issued every month burden your current financial condition. The ideal amount of installments that can be taken around 30% of the total income you get each month.

★ Consider Other Financing Methods
Instead of borrowing money from a bank to buy a property, you should consider borrowing money from friends or family. Financing options like this, of course, some advantages and disadvantages must be considered carefully.
The advantage you do not need to pay loans with high-interest costs, while the disadvantage is that your relationship can be damaged with friends and family when you can not pay off the debt on time.
★ Prepare Capital To Down Payment Home
If you can pay a down payment on a house larger than the minimum payment, then the loan and the number of installments each month can be even lower. At present, the minimum down payment that must be paid for a house ranges from 10 – 20% of the selling price.
Where can you prepare a down payment?
Please do not save the money saved to prepare a down payment on a house, because the time required to collect it can be very long and time-consuming. The best solution to choose from is to invest in investment instruments that offer competitive returns.
EzPlanetOne can be one of the best choices to choose from because of its ability to offer returns starting at 18% effective interest in a year. With money growing beginning from 18% in a year, of course, collecting down payments to pay for DOWN PAYMENT houses is getting easier for you to get.

★ Prepare Insurance for Houses Owned
There are three ways to manage existing risks, namely avoiding risk, transferring the risk to others, or minimizing the risk. Insurance is one of the best ways to transfer risk to third parties when there is a problem with your property. Some risks that can occur are fires, natural disasters such as landslides and earthquakes, and others.
With insurance, of course, this can make it more comfortable and quiet when you have property because you have a claim when a disaster or an unwanted problem occurs on the property.
★ Prepare Yourself To Rent Out The House
The thing to consider in this phase is to begin to determine how much the rent will be pegged each month. Rental fees are set based on the facilities you provide to the tenant, the location of the property you have, and so on.
Do not let the rental fee that you set is not able to cover the costs that need to be incurred for a property. Also, apply rules for tenants so that you can hold them accountable for mistakes that are violated.